if you've been involved in an accident andyou have insurance, your insurance company requires you to cooperate with them and providethem information. part of that may be, if you have a limited amount of insurance, andyou are being sued for a large amount of money and your insurance company wants to tenderthe policy or pay the full amount that you are covered with, the other attorney, theplaintiff's attorney, the victim may request that you sign an affidavit that you have noexcess or other insurance company to pay above the amount of your original policy. so, ifyou are involved in an accident, you need to consult with your insurance company and,more importantly, cooperate with the insurance company's lawyer. you also have a right toyour own separate, private lawyer, if your
insurance company is giving you problems,or if you are being sued above the amount of the policy. it is best to consult witha private lawyer to protect your assets and your rights. thank you. this is jay lutzky.