you are thinking about buying car insuranceand the one thing that goes through your mind is hey can i afford this? my name is jameswith the resurgence group and we are a full service insurance agency and we specializein auto insurance. there are many different plan options when it comes to purchasing autoinsurance. what we suggest is that you sit down with your agent and tell them exactlywhat it is that you can afford as far as your budget, whether it be on a monthly, quarterlyor annual plan. insurance companies give you big discounts if you pay annually becausethey get to use your money that much quicker and sometimes it is an advantage to pay onelump sum but a lot of folks myself included, can't afford to pay one year in advance sowhat we do is we set it up on a monthly plan
and we pay a little bit of a premium for thatbecause it is convenient and i can still afford it so what i suggest is that you get withyour agent and discuss the different plan options and go over how much money it is goingto cost to have that luxury and pay it on a monthly basis rather than paying on a lumpsum. i'm james with the resurgence group. we specialize in auto insurance and we tryto set up a plan designed for each of our clients so that it fits their budget.